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Voluntary Benefits

Significant savings on insurance and other benefits are available through convenient payroll deduction. These voluntary benefits are funded 100 percent by the employee and are available to regular full-time and part-time employees. A sample of benefits are listed below.

To access these benefits, please log in to the My Drexel Benefits portal, accessed under the Employee tab of DrexelOne, unless stated otherwise.

Commuter Program

Reminders for 2019

  • The deadline for changes to your monthly contributions must be made by the 1st of the month (no longer the 10th of the month).
  • SEPTA monthly passes are no longer mailed. Please visit septa.org to order electronically by SEPTA's deadline of the 14th of each month or visit your nearest participating authorized transit vendor.
  • Within seven business day after the first of each month, Drexel will deposit commuter funds for the following month's order. The last pay deduction of the month is for that month's ordering period.

Non-Drexel Parking Facilities and Mass Transit

The Commuter Program allows you to set aside pre-tax dollars for commuter expenses, by contributing a specific monthly dollar amount that will be loaded onto a Mastercard Debit Card. You can then use this debit card to purchase products directly from transit and off-campus/non-Drexel parking vendors. The maximum pre-tax amount that may be contributed to the parking account is $265 per month and the maximum contribution to the mass transit account is also $265. These maximums are subject to change under Federal tax law. You will be notified if any such changes occur during the year.

Any changes to your monthly contribution must be made by the 1st of the month prior to the month in which the change applies. For example, March contributions must be entered by February 1st. Initial elections will automatically default for future months unless you choose to cancel or change a specific month. The last payroll deduction of the month pertains to the pass for that current month.

Drexel Parking Facilities

You can elect to pay for parking at Drexel parking garages/lots on a pre-tax basis through the convenience of payroll deduction. You will need to work with Drexel Parking Services to set this up. If you park at a Drexel parking lot and have signed a contract with Drexel Parking Services, you do not need to participate in the Commuter Program for parking purposes. For additional information, visit the Drexel Parking Services webpage.

To select your monthly contribution:

  • Log in to DrexelOne.
  • Go to the Employee tab and under Benefits Administration, select My Drexel Benefits.
  • On the Benefitexpress homepage, on the right hand side of the screen under Commuter Benefits, select Change.
  • Then enter a monthly amount for either Transit and/or Parking.

Please contact Benefitexpress with your questions about the Commuter Program, 1.844.690.3992 or help@mybenefitexpress.com.

Commuter Deduction Schedule

Dependent Care Spending Account

The Dependent Care Spending Account is an FSA that allows you to be reimbursed for expenses relating to the care of your dependents while you (and your spouse) are at work or attend school full time. The Dependent Care Spending Account can be used for:

  • Pre- and after school daycare expenses for children up to age 13.
  • Non-residential summer camp expenses for children up to age 13.
  • Full-day daycare expenses for children up to kindergarten.
  • Expenses for non-residential daycare for an eligible parent or parent-in-law.

The Program carries a $5,000 annual plan maximum (this amount is limited to $2,500 in the case of a separate return filed by a married individual) as well as a "Use It or Lose It" provision, where all claims must be incurred by December 31 of the plan year.

To view a list of eligible and ineligible expenses, please log in to the My Drexel Benefits portal, accessed under the Employee tab of DrexelOne.

Flexible Spending Accounts

Flexible Spending Accounts (FSAs) allow employees to put aside money before taxes to use for certain medical, daycare and transportation costs. For information and details on submitting claims through the Flexible Spending Accounts, log in to the My Drexel Benefits portal under the Employee tab of DrexelOne.

Group Legal Plan

Provided through Hyatt Legal Services, this group legal assistance plan provides basic legal services such as phone consultations and simple will preparation. Enrollment into this plan must be completed during the open enrollment period before the start of the new plan year or as a new hire. More information about this benefit is provided by Corestream, accessed through the My Drexel Benefits portal.

Health Care Spending Account

The Health Care Spending Account is a pre-tax savings account to be used for un-reimbursed healthcare expenses for you and your eligible dependents. Such expenses include coinsurance and deductible amounts, office visit and prescription drug co-pays, orthodontia, chiropractic care, laser eye surgery and eye glasses/contact lenses. The program carries an annual plan maximum as well as “Use It or Lose It” provision, where all claims must be incurred by December 31 of the plan year. The annual plan maximum amount is subject to change under Federal tax law. You will be notified if changes occur. You are able to roll over up to $500 into the upcoming year, but any balance above $500 is subject to forfeit.

Transition to Benefitexpress
Your Spending Account (YSA) will continue to administer the Run Out and Rollover claims for the 2018 plan year through March 31, 2019. Therefore, you should submit any remaining manual claims for expenses incurred from Jan. 1, 2018, through Dec. 31, 2018, to YSA for reimbursement.

Key Transition Dates to Remember
Jan. 1, 2019: Benefitexpress becomes the new FSA and Commuter Benefits administrator for 2019 plans and ongoing.
March 31, 2019: Last day to submit manual claims to YSA for processing.
Late Spring 2019: Remaining 2018 Rollover Balances transferred to Benefitexpress from YSA.

To view a list of eligible and ineligible expenses, please log in to the My Drexel Benefits portal, accessed under the Employee tab of DrexelOne.

Long-Term Care Insurance

Long-term care insurance (LTC) provides a "safety net" to help you afford long-term care for yourself or a family member if needed. Genworth Financial provides a range of coverage options that pay for care in a variety of settings including care at home, in assisted living facilities, and in nursing facilities. The coverage includes both a monthly maximum benefit and a lifetime maximum benefit. The cost depends on the coverage level, your age, and when you apply. LTC is portable, so if you retire or leave Drexel University, your coverage continues as long as you pay the premiums. Not to be confused with disability insurance, which pays a portion of your salary should you become disabled, LTC covers the actual costs for covered in-home and facility care (up to your chosen monthly maximum amount).

Personal Loans

With Kashable, employees can access socially responsible, low cost loans and pay for them through automatic payroll deductions. Your loan amount is customized to meet your needs and individual budget. You can complete the entire application process online within a few minutes, and the funds are deposited electronically into your bank account within three business days. More information about this benefit is provided by Corestream, accessed through the My Drexel Benefits portal.

Pet Insurance

Pet health insurance, offered through Nationwide®, helps you cover ongoing or unexpected veterinary costs. Choose a plan with or without wellness coverage and get reimbursed 90 percent for eligible vet expenses. Take advantage of payroll deduction and simple pricing with no age restrictions. See any vet worldwide, including specialists or emergency providers. More information about this benefit is provided by Corestream, accessed through the My Drexel Benefits portal.

Short-Term Disability Insurance

Short-term disability is an employee-paid, voluntary benefit, insured through the Designated Insurance Carrier. This provides income continuation to faculty and professional staff members who are unable to work for a continuous period of more than 14 days due to a non-work related illness or injury, which prevents the performance of normal duties of their position.

There is a standard plan or an enhanced plan to choose from. In order to access this benefit, election must be made during the Open Enrollment period, into one of these two plans for the plan year in which a disability commences. An employee cannot enroll in both plans.

Supplemental Accidental Death and Dismemberment (AD&D) Insurance

You may elect to purchase supplemental AD&D Insurance for yourself, your spouse and/or dependent children.

Supplemental Life Insurance

This option provides you with the opportunity to elect additional Group Term Life Insurance for yourself, your spouse and your dependent children (no one may be covered more than once under this plan). Note that you do not have to elect coverage for yourself as an employee in order to elect spouse and/or dependent child coverage. You may elect one, two, three or four times your annual salary in coverage up to a maximum benefit of $2,500,000. Spousal coverage of up to $150,000 and dependent child coverage of $5,000 or $10,000 is also available.