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Voluntary Benefits

Drexel University's Dragon Perks provides a variety of benefit and discount offerings that best fit your needs. You can find coverage for anything from home insurance to identity theft protection. Included in your Dragon Perks are several discounts for amusement parks, fitness clubs and even warranties. Discounts change regularly, so check out what is offered today.

Dragon Perks are available to full-time and part-time employees and are 100 percent employee paid through convenient payroll deductions. You can enroll at any time without a qualifying life event.

To access Dragon Perks, visit DrexelOne, and under Employee tab, click My Drexel Benefits. This will send you to your benefits portal. From there, click on "Your Toolbox," and then "Dragon Perks."

Flexible Spending Accounts — Temporary Changes in Response to the Coronavirus Pandemic

Congress has passed two COVID-19 relief bills — the Consolidated Appropriations Act and the American Rescue Plan Act, allowing employers to adopt temporary changes to the rules governing health care and dependent care flexible spending accounts (FSA). These changes offer greater flexibility at a time when the pandemic continues to disrupt access to medical and daycare services. Drexel has adopted these enhancements in order provide the maximum amount of relief permitted by law. For more information, see the Health Care Flexible Spending and Dependent Care Flexible Spending Account sections below.

Health Care Flexible Spending Account

The Health Care Flexible Spending Account (FSA) is a pre-tax savings account to be used for eligible health care expenses for you and your dependents. Such expenses include coinsurance, deductible amounts, provider's office visit, prescription drug costs, orthodontia, chiropractic care or vision care expenses. The maximum amount you can contribute in 2021 is $2,750. The benefit typically has a "use it or lose it" feature in which up to $500 of your balance will carry over to the next year, however, any remaining funds are forfeited. This rule has been temporarily suspended due to the coronavirus pandemic; see below for more details.

You can manage your FSA online through the Drexel benefits portal. To access the portal, select the "My Drexel Benefits" link on the Employee tab of DrexelOne. If you have questions or need assistance, contact the Drexel University Benefits Center, powered by benefitexpress at 844.690.3992 or help@mybenefitexpress.com.

In response to the coronavirus pandemic, Drexel has adopted the following temporary changes to the health care FSA rules:

Extended Deadline for Submitting 2020 FSA Expenses

The deadline for submitting 2020 healthcare and dependent care claims has been extended for a year and is now March 31, 2022 instead of March 31, 2021. Expenses must be incurred between Jan. 1 and Dec. 31, 2020. You can use your FSA debit card or submit receipts for reimbursement through the My Drexel Benefits portal in DrexelOne.

Unused Health Care and Dependent Care Funds From 2020 and 2021 Will Carry Over

All unused health care FSA balances will automatically rollover from 2020 into 2021 and from 2021 to 2022. You are not required to take any action to initiate the rollover. Typically, health care FSA rollovers are limited to $500. However, in 2020 and 2021, there is no limit to the rollover amount, and all remaining funds will automatically carry over to the next year. Because the 2020 FSA claims deadline has been extended to March 31, 2022 (see above), 2020 expenses will be paid from your current account balance which now includes your 2020 rollover funds as well as any 2021 contributions.

Adjust Your FSA Election Any Time

Throughout 2021, you can make prospective changes to your FSA contributions at any time, without a qualifying life event. This includes making a new election or increasing, decreasing, or cancelling an existing election. Changes will be effective the first of the month following the date the change is made.

Modify your annual election by calling the Drexel University Benefits Center at 844.690.3992 or updating it online through the benefits portal as follows:

  • Log in to DrexelOne and select the Employee tab.
  • Scroll down to the My Benefits heading on the left-hand side of the screen and select the link for “My Drexel Benefits,” which will take you to the benefits enrollment portal.
  • Once in the benefits portal, choose the Life Events link on the left-hand side of the screen.
  • Scroll down to find the “Change in Health Care FSA” or “Change in Day Care Provider Account” event and select Enroll.
  • Select the date of the change on the calendar icon. Please Note: You must enter the date you are logging into the system to revise your contributions.
  • Make your desired changes. Please follow the directions provided on the screen for increasing or decreasing your contribution amount.
  • Click the Save and Continue button.

Post-Separation Health Care Expenses

Employees that separate from the University in 2021 can continue to submit claims through the end of 2021, including expenses incurred after their separation date until Dec. 31, 2021. Claims will only be processed against amounts contributed by the employee, not the full annual election. You will have until March 31, 2022, to submit claims for expenses incurred between Jan. 1 and Dec. 31, 2021. After March 31, unused funds will be forfeited.

Dependent Care Flexible Spending Account

The Dependent Care Flexible Spending Account is an FSA that allows you to be reimbursed for expenses relating to the care of your dependents while you or your spouse/domestic partner are at work or attending school full time. For 2021 only, the Dependent Care FSA contribution limit has been increased from $5,000 to $10,500 for single individuals and married individuals filing jointly, and from $2,500 to $5,250 for married individuals filing separately. The dependent care program typically has a "use it or lose it" feature, in which all funds not used by the end of the year are forfeited. This rule has been temporarily suspended due to the coronavirus pandemic; see below for more details.

The Dependent Care Spending Account can be used for:

  • Pre- and after-school daycare expenses for children up to age 13. (*temporary changes apply; see below)
  • Non-residential summer camp expenses for children up to age 13. (*temporary changes apply; see below)
  • Full-day daycare expenses for children up to kindergarten.
  • Expenses for non-residential daycare for an eligible parent or parent-in-law.

You can manage your FSA online through the Drexel benefits portal. To access the portal, select the "My Drexel Benefits" link on the Employee tab of DrexelOne. If you have questions or need assistance, contact the Drexel University Benefits Center, powered by benefitexpress at 844.690.3992 or help@mybenefitexpress.com.

In response to the coronavirus pandemic, Drexel has adopted the following temporary changes to the dependent care FSA rules:

Extended Deadline for Submitting 2020 FSA Expenses

The deadline for submitting 2020 healthcare and dependent care claims has been extended for a year and is now March 31, 2022 instead of March 31, 2021. Expenses must be incurred between Jan. 1 and Dec. 31, 2020. You can submit dependent care receipts for reimbursement through the My Drexel Benefits portal in Drexel One. To access the portal, select the “My Drexel Benefits” link on the Employee tab of DrexelOne. If you have questions or need assistance, contact the Drexel University Benefits Center, powered by benefitexpress at 844.690.3992 or help@mybenefitexpress.com.

Increase Dependent Care Age Limit

Ordinarily, dependent care expenses are only reimbursable for children under age 13. However, if an employee was enrolled in a dependent care FSA and their child turned age 13 in 2020, any unused funds from 2020 may be used in 2021 until the child turns age 14.

Unused Dependent Care Funds from 2020 and 2021 Will Carry Over

All unused Dependent Care FSA balances will automatically rollover from 2020 into 2021 and from 2021 to 2022. You are not required to take any action to initiate the rollover. Typically, unused dependent care funds are forfeited at the end of the year. However, in 2020 and 2021 there is no limit to the rollover amount and all remaining funds will automatically carry over to the next year.

Adjust Your FSA Election Any Time

Throughout 2021, you can make prospective changes to their FSA contributions at any time, without a qualifying life event. This includes making a new election or increasing, decreasing, or cancelling an existing election. Changes will be effective the first of the month following the date the change is made.

Modify your annual election by calling the Drexel University Benefits Center at 844.690.3992 or updating it online through the benefits portal as follows:

  • Log in to DrexelOne and select the Employee tab.
  • Scroll down to the My Benefits heading on the left-hand side of the screen and select the link for “My Drexel Benefits,” which will take you to the benefits enrollment portal.
  • Once in the benefits portal, choose the Life Events link on the left-hand side of the screen.
  • Scroll down to find the “Change in Health Care FSA” or “Change in Day Care Provider Account” event and select Enroll.
  • Select the date of the change on the calendar icon. Please Note: You must enter the date you are logging into the system to revise your contributions.
  • Make your desired changes. Please follow the directions provided on the screen for increasing or decreasing your contribution amount.
  • Click the Save and Continue button.

Post-Separation Dependent Care Expenses

Employees that separate from the University in 2021 can continue to submit claims through the end of the year in which their employment ends, including expenses incurred after their separation date until Dec. 31, 2021. Claims will only be processed against amounts contributed by the employee, not the full annual election.

Commuter Program

Non-Drexel Parking Facilities and Mass Transit

The Commuter Program allows you to set aside pre-tax dollars for commuter expenses by contributing a specific monthly dollar amount that will be loaded onto a Mastercard Debit Card. You can then use this debit card to purchase products directly from transit and off-campus/non-Drexel parking vendors. The maximum pre-tax amount that may be contributed to both the parking and mass transit account is $270 per month. These maximums are subject to change under Federal tax law. Prospective changes are permitted. No qualifying life event is required.

You will be notified if any such changes occur during the year.

Monthly commuter funds are deposited within the first seven business day of the previous month. For example, May’s commuter funds will be deposited into within the first seven business days of April.

You can adjust your contributions on a month-to-month basis. Any changes to your monthly election must be made by the first of the month prior to the month in which the change applies. For example, March ‘s election must be entered by Feb. 1. Initial elections will automatically default for future months unless you choose to cancel or change a specific month. The last payroll deduction of the month pertains to the pass for that current month. You will be required to re-enroll in the benefit each annual enrollment. Due to IRS restrictions funds cannot be transferred between Transit and Parking accounts and unused funds cannot be refunded.

To select your monthly contribution:

  • Log in to DrexelOne.
  • Go to the Employee tab and under Benefits Administration, select My Drexel Benefits.
  • On the Benefitexpress homepage, on the right hand side of the screen under Commuter Benefits, select Change.
  • Then enter a monthly amount for either Transit and/or Parking.

Please contact Benefitexpress with your questions about the Commuter Program: 1.844.690.3992 or help@mybenefitexpress.com.

Did you know? You can also use your pre-tax transit dollars to pay for eligible UberPool, Lyft Line, and Via rides associated with your daily commute! Simply request a ride via the appropriate app, select your benefit debit card as your payment method, and start saving.

Commuter Deduction Schedule

Drexel Parking Facilities

You can elect to pay for parking at Drexel parking garages/lots on a pre-tax basis through the convenience of payroll deduction. You will need to work with Drexel Parking Services to set this up. If you park at a Drexel parking lot and have signed a contract with Drexel Parking Services, you do not need to participate in the Commuter Program for parking purposes. For additional information, visit the Drexel Parking Services webpage.

Group Legal Plan

Provided through Hyatt Legal Services, this group legal assistance plan provides basic legal services such as phone consultations and simple will preparation. Enrollment into this plan must be completed during the open enrollment period before the start of the new plan year or as a new hire.

Long-Term Care Insurance

Long-term care insurance (LTC) provides a "safety net" to help you afford long-term care for yourself or a family member if needed. Genworth Financial provides a range of coverage options that pay for care in a variety of settings including care at home, in assisted living facilities, and in nursing facilities. The coverage includes both a monthly maximum benefit and a lifetime maximum benefit. The cost depends on the coverage level, your age, and when you apply. LTC is portable, so if you retire or leave Drexel University, your coverage continues as long as you pay the premiums. Not to be confused with disability insurance, which pays a portion of your salary should you become disabled, LTC covers the actual costs for covered in-home and facility care (up to your chosen monthly maximum amount). More information about this benefit is provided by Corestream, accessed through the My Drexel Benefits portal.

Personal Loans

With Kashable, employees can access socially responsible, low-cost loans and pay for them through automatic payroll deductions. Your loan amount is customized to meet your needs and individual budget. You can complete the entire application process online within a few minutes, and the funds are deposited electronically into your bank account within three business days.

Pet Insurance

Pet health insurance, offered through Nationwide®, helps you cover ongoing or unexpected veterinary costs. Choose a plan with or without wellness coverage and get reimbursed 90 percent for eligible vet expenses. Take advantage of payroll deduction and simple pricing with no age restrictions. See any vet worldwide, including specialists or emergency providers.

Short-Term Disability Insurance

Short-term disability is an employee-paid, voluntary benefit, insured through the Designated Insurance Carrier. This provides income continuation to faculty and professional staff members who are unable to work for a continuous period of more than 14 days due to a non-work related illness or injury, which prevents the performance of normal duties of their position.

There is a standard plan or an enhanced plan to choose from. In order to access this benefit, election must be made during the Open Enrollment period, into one of these two plans for the plan year in which a disability commences. An employee cannot enroll in both plans.

Supplemental Accidental Death and Dismemberment (AD&D) Insurance

You may elect to purchase supplemental AD&D Insurance for yourself, your spouse and/or dependent children.

Supplemental Life Insurance

This option provides you with the opportunity to elect additional Group Term Life Insurance for yourself, your spouse and your dependent children (no one may be covered more than once under this plan). Note that you do not have to elect coverage for yourself as an employee in order to elect spouse and/or dependent child coverage. You may elect one, two, three or four times your annual salary in coverage up to a maximum benefit of $2,500,000. Spousal coverage of up to $150,000 and dependent child coverage of $5,000 or $10,000 is also available.

Liberty Mutual Auto and Home Insurance

Liberty Mutual partners with Drexel University to provide flexible options and discounted rates on home and auto insurance. There are convenient billing options with special savings when you pay your bill in full or choose an automatic payment method. Contact John Mullarkey for a free quote based on your personal situation.