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Health Insurance Subsidy

Beginning in 2008, representatives from the Graduate Student Association (GSA) and the Office of the Provost worked collaboratively to offer a health insurance subsidy program specifically for full-time PhD/doctorate students with qualifying assistantships/fellowships. In keeping with best practices, the Graduate College will cover up to the full cost of the Drexel Student Health Insurance Plan offered through Aetna Student Health to all Teaching Fellows (TF), Research Fellows (RF), Graduate Assistants (GA) and National Research Service (NRSA) Pre-Doctoral Fellows enrolled and working on a full-time basis. See definitions below.

Qualifying Assistantships/Fellowships

 

□ Teaching Fellow (TF)

A teaching fellow is a full-time graduate student appointed (20 hours per week) to provide teaching or guidance of students directly related to the area in which his or her degree is to be conferred, and in which equivalent teaching is required of all candidates as a condition for receiving such a degree.

 

□ Research Fellow (RF)

A Research Fellow is a full-time academic appointment (20 hours per week) focused on thesis or other degree-related research of a type that is required from all candidates for the degree. The research project for an RF directly supports the student’s thesis or dissertation.

 

□ Graduate Assistant (GA)

A Graduate Assistant is a full-time graduate student appointed (20 hours per week) to assist faculty in the areas of administration, teaching, and/or research for the primary benefit of the University.

 

□ National Research Service Award (N.R.S.A) Pre-Doctoral Fellow

National Research Service Award (N.R.S.A.) Pre-Doctoral Fellow is an individual with a baccalaureate degree and is enrolled in and training at the post-baccalaureate level in a program leading to a Doctor of Philosophy (PhD) or Doctor of Science (ScD) degree or a combined clinical degree and PhD such as MD/PhD.

Requirements

The Graduate College is pleased to announce the details of the health insurance subsidy program for Academic Year (AY) 2019-2020.

Students must meet the following criteria in order to qualify for this health insurance subsidy:

  1. Full-time academic enrollment in a doctoral program
  2. A qualified assistantship/fellowship appointment (see definitions above)

Students will not be eligible for this health insurance subsidy IF:

  1. Their appointment already provides health insurance coverage as part of their compensation package
  2. They choose to utilize any plan other than the Drexel Student Health Insurance Plan

Full-time assistantship/fellowship appointment terms (i.e. 20 hours per week for at least 3 quarters of the current academic year) will qualify for a full subsidy of the Drexel Health Student Insurance Plan.

Any full-time doctoral student who works less than 3 quarters during the academic year or less than the required full-time workload (20 hours per week) will receive a prorated subsidy. The prorated subsidy is equal to the percentage of work hours and/or length of appointment. Example: A 12-month appointment, with 10 hours per week workload is equal to 50% subsidy.

Assistantship/fellowship responsibilities that span classifications (i.e. TF, RF or GA) should be assigned at minimum 50% of the workload in each classification. Exceptions to this formula may be granted on a case by case basis.

Process & Deadlines

To secure a health insurance subsidy for AY 2019-2020, please complete these two steps:

  1. Enroll in the Drexel Health Insurance plan online via the Aetna Student Health website by the deadlines posted on the Health Insurance and Immunizations website. (Fall Quarter Deadline: Monday, September 30, 2019)

  2. Request that your department program manager or graduate advisor send a copy of your appointment/renewal letter for AY 2019-2020 to the Graduate College at graduatecollege@drexel.edu before the deadline.
    • Please note that the Graduate College will not accept appointment letters directly from graduate students.

    • Department program managers/graduate advisors can request a template from the Graduate College at graduatecollege@drexel.edu.

Adding a Dependent

IF you are adding a dependent(s) to your plan, which will exceed the cost of the subsidy, and you would like to opt in for automatic payroll deduction over a period of time to cover the additional cost, please complete the form below and submit it to the Graduate College by the deadline above.

Doctoral Health Insurance Subsidy Payroll Deduction Form [PDF]

Important: If you are leaving the University and wish to end your Drexel Student Health Insurance Plan coverage early, please contact Health Insurance and Immunizations. Without an assistantship, you will be responsible for the remainder of the premium.

If you have questions about this subsidy, please contact the Graduate College at graduatecollege@drexel.edu or call 215.895.0366.

 

If you have any questions about health insurance or immunizations that are not related to this subsidy, please visit the Health Insurance and Immunizations website or contact healthimmu@drexel.edu.