2025 Open Enrollment for Employees Is Now Closed
The 2025 Open Enrollment period is now closed. Changes made to your benefits during Open Enrollment will take effect on January 1, 2025. A confirmation statement was emailed to you. You can also obtain a copy of your confirmation statement by following the instructions below. Please review your confirmation statement for a summary of your benefit elections and to ensure accuracy.
- Log in to DrexelOne and select the Employee tab.
- Scroll down to the My Benefits section on the left-hand side of the screen and select the link for My Drexel Benefits, which will directly connect you to your account in the enrollment portal.
- On the main page of the enrollment portal, Your Toolbox is located on the right-hand side of the screen. Access your confirmation statement under the “Benefit Confirmation Statement/Saved Documents” section.
IRS regulations prohibit changes outside of open enrollment unless you experience a qualifying life event and report it within 31 days.
Current Employees
Here is what you can expect from your employee benefits at the end of this year and the beginning of 2025.
- New Medical/Prescription Drug ID Card: By the end of December, members and their dependents will receive a new ID card from Independence Blue Cross for both Medical and Prescription drug coverage.
- All enrolled participants will have new group and member ID numbers effective Jan. 1. Be sure to provide your new ID card for any enrolled participants at your first doctor’s visit in 2025 and/or when you pick up your first prescription(s) in 2025.
- For Point of Service participants: if you have an active referral on file this should transfer automatically to your new member ID. If your referral is ending as the new plan year occurs, please check to see if an updated referral is required. You can do this by checking your portal, calling the provider or by calling IBX directly at 1.800.ASK.BLUE.
- If you have not received your new ID card by Jan. 1 and you need to see a provider, you can log into ibx.com and print one directly from the system. This can be saved electronically and provided when asked, or you can print it. If you do not have an account in the IBX portal, you can create one to access all your health plan information. For details, view IBX's tutorial video.
- Medical Waiver: If you did not complete the waiver process during Open Enrollment for 2025, you have been enrolled in the POS (or PPO Basic for out of area) and premiums will be deducted from your paycheck, effective January 1, 2025.
- Wellness Incentive Program: If you would like to get a head start on the 2025 Wellness Incentive Program, there are workshops scheduled in December 2024 that will be applied in the 2025 program. Learn more by visiting the program web page.
- Flexible Spending Account (FSA): If you were enrolled in a Health Care and/or Dependent Care FSA in 2024 but took no action during the Open Enrollment window, you will have no paycheck contributions into these accounts beginning January 1, 2025. Mid-year changes will only be allowed with a qualifying life event.
- Consumer Directed Health Plan Medical/Rx Plan Deductible Change: Due to IRS (Internal Revenue Service) regulation updates, the Consumer Directed Health Plan’s annual deductible is increasing to $2,000 (individual) and $4,000 (family).
- Removal of Tier One Medical Provider Network: There will no longer be a Tier One network separating Penn and Tower Health providers from the IBX in-network providers. Former Tier One providers will be considered in-network going forward, with the same co-pay structure as the other in-network providers.
- Medical Plan Design Changes:
- In-network copays will increase from $35 to $50 for urgent care visits and from $100 to $250 for emergency room visits (waived if admitted to the hospital) for the Keystone Point-of-Service and Basic and High PPO plans.
- All plans will allow 30 visits, combined, per calendar year, for physical and occupational therapies and 20 visits per calendar year for speech therapy.
- All enrolled employees will receive a new ID card for medical and prescription drug coverage.
- Salus at Drexel University Clinic Benefits: Effective January 1, 2025, all full-time and part-time benefits eligible employees and their immediate family members will have access to discounted services at all Salus clinics. The services available are:
- Vision: eye exams, frames, lenses and contact lenses at reduced cost (The Eye Institute is a participating provider in the Davis vision plan)
- Audiology: diagnostic evaluation, aural rehabilitation, and discounted audiological hardware
- Speech-Language Pathology: evaluation and treatment of speech, language, voice, fluency, cognition, and/or swallowing disorders (based on availability)
- If you are enrolled in the Davis Vision plan, you have the option to receive vision services with other Davis Vision providers as you do now.
More information will be coming mid-December on how to use the Salus clinic benefit.
- Suspension of Drexel University’s Contribution into 403(b) Retirement Plan: Drexel University is suspending its contributions to employee retirement plans for calendar year 2025 as part of its multi-year plan to build financial resilience. While this change is not related to the benefits you will elect during open enrollment, Drexel Human Resources is
providing guidance to help employees review their retirement savings plans in light of this change.
New Employees
New employees hired between November 15 and December 1, 2024: Drexel’s benefit plan year runs from January 1 through December 31. As a new employee, you should have completed both your 2024 New Hire benefit enrollment and your 2025 annual enrollment, for benefits effective Jan. 1, 2025. Overall, you would have completed two separate enrollment opportunities on the enrollment portal. Check your confirmation statements for both the 2024 and 2025 plan year.
New employees hired on or after December 2, 2024: Your benefits will be effective Jan. 1, 2025. You will only need to complete one enrollment for 2025.
As a new hire, you have 31 days from your date of hire to complete your benefit enrollment for both plan years. Please review the resources below to learn more about your Drexel benefits.
Medical coverage waivers for full-time employees: Full-time employees (current or newly hired) who do not wish to be covered by a Drexel medical plan are required to waive coverage each year. If you waived coverage in 2024, you also needed to log into the enrollment system and affirmatively select the waiver option for 2025. Please note the waiver is a two-step process. If you exit the system before you complete the second step that confirms the waive option, you have not completed the process, and you will be enrolled in a medical plan for 2025 with payroll deductions starting on Jan. 1, 2025.
Additional Resources
Below are the medical, dental and vision rates for 2025. Select the rate sheet that applies to you based on whether you are an active employee or non-Medicare retiree, full-time or part-time, or paid on a monthly, bi-weekly, or weekly basis. The rates are also available in the My Drexel Benefits online enrollment portal.
Rates for life insurance and disability vary by employee based on your age, salary and election. You can view your specific rates within the My Drexel Benefits enrollment portal.
Active Employees and Non-Medicare Retirees
MEDICAL
Comparison Charts
Medical and Rx Highlights
Medical Plans Summary of Benefit and Coverage
DENTAL
DHMO
Base Plan
Preferred Plan
VISION
Current Drexel University retirees have been mailed an open enrollment letter that contains information relevant to their personal situation. Please review the information below for more details on the benefits and rates for the 2025 plan year.
Should you wish to make benefit changes for 2025, you can follow the instructions on your letter, or call the Drexel University Benefits Center at 1.844.690.3992 for changes to be made over the phone on a recorded line. Note that you will be asked to provide identifying information to proceed with requesting changes for 2025.
2025 Retiree Premiums
2025 Summary of Benefits for Medicare Eligible Enrollees
Please contact the Drexel University Benefits Center by phone at 1.844.690.3992, by email at help@mybenefitexpress.com, or use the chat function (general questions only*) in the enrollment portal. A benefits representative is available Monday-Friday from 8:30 a.m. until 7 p.m. (EST).
*Certain confidential information such as plan details or personal identifiable information cannot be relayed over chat or email and may require a phone call.