Completing Your Promissory Note

A promissory note is the contract between you and your lender that sets the terms of the loan you are taking. It is very important that you carefully read through each promissory note before you sign so that you fully understand your rights and responsibilities as a borrower. A Master Promissory Note (MPN) is utilized for federal direct loans and is signed only once in a 10-year period for all subsequent federal direct loans. 

Please note: any student offered a federal loan will need to accept or decline that loan before completing a promissory note.

Loan Promissory Note Valid For Website Additional Details
Direct Subsidized and Unsubsidized Loans Master Promissory Note (MPN) 10 Years Studentloans.gov You will need your FSA PIN and at least two references to complete your MPN.
Direct Parent PLUS Loan Master Promissory Note (MPN) 10 Years Studentloans.gov Your parent will need an FSA PIN and at least two references to complete the MPN.
Direct Graduate PLUS Loan Master Promissory Note (MPN) 10 Years Studentloans.gov You will need your FSA PIN and at least two references to complete your MPN.
Primary Care Loan Promissory Note (PN) 1 Year Electronic Promissory Note You will need at least two references to complete your promissory note.
Private Education Loan Promissory Note (PN) 1 Year Specific to Lender See your lender for more details 
Institutional Loan Promissory Note (PN) 1 Year Electronic Promissory Note You will need at least two references to complete your promissory note.

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