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Insurance Coverage

Medical Coverage While Abroad:

For faculty and staff traveling abroad, On Call Emergency Assistance generally does not provide medical coverage. Medical coverage is only provided by On Call if you are leading a short term ICA/NCEA, or if you have opted into coverage during the travel registration process. It is the responsibility of all employees who travel abroad to ensure they have the appropriate insurance prior to departing and/or seeking treatment abroad.

For those employees who are covered under any one of Drexel's BlueCard Programs, those medical plans by Independence Blue Cross (IBC) include some international coverage, on a reimbursement basis. A brochure is provided for your convenience. Please read the brochure regarding coverage abroad and contact Blue Cross directly should you have any questions.

Foreign Liability Coverage

The University purchases insurance for protection against liability in a foreign country. To ensure that the appropriate coverage is in place, the travel registration and review process notifies Risk Management, in advance, of all University-related international programs, research or travel abroad.

**All coverage under the University's international package policy is currently excluded for travel to the following locations:**

  • Afghanistan;
  • Iraq;
  • Republic of Belarus;
  • The Russian Federation as recognized by the United Nations (or their territories, including territorial waters, or protectorates where they have legal control; legal control shall mean where recognized by the United Nations).

Only property coverage is excluded for:  Ukraine (in accordance with the borders established as of the 1991 Declaration of Independence, including the Crimean peninsula and the Donetsk and Luhansk regions).

Cuba remains a sanctioned country with exceptions for educational purposes. Coverage is not excluded, but it is not automatic – forms must be completed and submitted to the carrier for review and approval.

--Anyone planning to travel to any of the excluded locations listed above (including Ukraine), as well as travel to Cuba or any country subject to trade or economic sanctions, must register their travel at least 45 days prior to the trip for further review and/or approval from the insurance carrier. 

--Any additional premium costs for travel to excluded countries will be the responsibility of the department organizing the trip.  

--Please note that coverage is not always available/guaranteed.

If international programs, research, or travel abroad are not reported, the University’s insurance carrier may deny coverage in the event of a claim.