Financial empowerment is life-based financial coaching and education tailored to participants' lived experience and is the basis of the Building Wealth and Health Network.

It is composed of three main elements:

1. Life-based - It is based on the belief that we cannot separate money from life. Financial decisions are made based on life experiences and those decisions impact many aspects of people's lives. Because of this, financial empowerment is more than just financial literacy. It incorporates what is going on in the world - the ever changing social and political environments that frame participants' lives. Education uses real life experiences and examples to ensure information presented is relevant and relatable.
2. Multigenerational - While people-centered, financial empowerment is not just focused on the individual but the multigenerational impact of financial decisions and wealth building. It centers the strategies that will impact families and communities.
3. Action-oriented - Financial empowerment is about more than just passively presenting information on financial topics. It is about taking action. Financial empowerment encourages participants to dream and set goals then supports them in developing the skills and strategies necessary to make those dreams a reality in their lives.