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ELC Student Health Insurance

All students must have valid health insurance for the entire length of their time of study at Drexel ELC.

Gateway students and UPrep students receive insurance directly through Drexel University, as listed on university eBills.
IEP and special program students are provided with a health insurance policy arranged by Drexel ELC through Relation Health Insurance.
Enrollment in the ELC's insurance plan is not guaranteed for permanent residents.
For complete information about Drexel ELC health insurance benefits, please visit: 4studenthealth.com_Drexel-ELC.

Helpful Links

Drexel ELC Health Insurance Rates 2022-2023

Costs are subject to change.

TERM Term Length
Insurance Start Date
Insurance End Date
FALL 2022
Full term
01/01/2023 $753.05
1st Half term
09/12/2022 10/24/2022 $301.44
2nd Half term
10/18/2022 01/01/2023 $517.43
Full term 01/02/2023
03/26/2023 $569.79
1st Half term
01/02/2023 02/13/2023 $301.44
2nd Half term
02/07/2023 03/26/2023 $334.16
Full term
03/27/2023 06/18/2023 $569.79
1st Half term
03/27/2023 05/08/2023 $301.44
2nd Half term
05/02/2023 06/18/2023 $334.16
Full term
06/19/2023 09/18/2023 $622.15
1st Half term
07/31/2023 $301.44
2nd Half term
07/25/2023 09/18/2023 $386.53

Health Insurance is very confusing, even for Americans! If you need help, please go to the ELC Front Desk.

Below is a chart of vocabulary words and phrases to help you understand your policy.

Covered Services paid by insurance
Dependents Your children or your spouse (wife/husband)
Co-pay Payment required when you go to the doctor or hospital, or when you fill a prescription at the pharmacy.
Deductible Amount you have to pay before the insurance pays
Waived Not required
Reimbursements Money that is returned or repaid to you by the insurance company after they process your claim.
Maternity Pregnancy
Prescription An order from a doctor for medication
Room and board
Room and food
Referral A form required to see special doctors
Submitted Given to insurance or doctor
Nurse Practitioner
A nurse who asks questions at the doctor's office or hospital. Nurse practitioners are able to treat basic injuries or illnesses and able to prescribe medicines.
You can come to an office or clinic without an appointment
In Network
Doctors in the network of your insurance. 90% of the cost is paid by your insurance.
Doctors out of the network of your insurance. 70% of the cost is covered by your insurance.
Emergency Room
Place in the hospital where people receive medical treatment for a condition requiring immediate care for life threatening emergencies.
Urgent Care
Place that treats conditions that are not life threatening but cannot wait until the next day.
Describes a drug that is the same as a name-brand drug.