Since 1983, cryptocurrency has been a means for people to make and distribute currency outside of traditional banking systems. According to an NBC News poll, 20% of the population has traded in cryptocurrency with 42% of people from ages 18 to 34 trading. What once was marginal has become mainstream, even being advertised in Super Bowl commercials, with celebrity spokespeople. Yet many people still have no idea what cryptocurrency is, how to get involved with it, or why they should. This panel seeks to address the whats and hows and whys of cryptocurrency while also addressing the implications of its regulation and the degree to which the system challenges business-as-usual investing.