ELC Student Health Insurance
All students must have valid health insurance for the entire length of their time of study at Drexel ELC.
ELC students are provided with a health insurance policy arranged by Drexel ELC through Relation Health Insurance. For complete information about your Drexel ELC health insurance benefits, please visit:
4studenthealth.com_Drexel-ELC.
Helpful Links
Drexel ELC Health Insurance Rates 2020-2021
Costs are subject to change.
| TERM |
Term Length
|
Insurance Start Date
|
Insurance End Date
|
Cost |
FALL 2020
|
Full term
|
09/16/2020
|
12/31/2020 |
$686.61 |
Half term
|
09/16/2020 |
10/25/2020 |
$269.00 |
WINTER 2021
|
Full term |
01/01/2021
|
03/23/2021 |
$530.86 |
Half term
|
01/01/2021 |
02/07/2021 |
$256.74 |
SPRING 2021
|
Full term
|
03/24/2021 |
06/15/2021 |
$543.32 |
Half term
|
03/24/2021 |
05/03/2021 |
$275.43 |
SUMMER 2021
|
Full term
|
06/16/2021 |
09/15/2021 |
$593.16 |
1st Half term
|
06/16/2021
|
07/25/2021 |
$269.20 |
2nd Half term
|
07/16/2021 |
09/15/2021 |
$406.26 |
Health Insurance is very confusing, even for Americans! If you need help, please go to the ELC Front Desk.
| Covered |
Services paid by insurance
|
| Dependents |
Your children or your spouse (wife/husband)
|
| Co-pay |
Payment required when you go to the doctor or hospital, or when you fill a prescription at the pharmacy.
|
| Deductible |
Amount you have to pay before the insurance pays
|
| Waived |
Not required
|
| Reimbursements |
Money that is returned or repaid to you by the insurance company after they process your claim.
|
| Maternity |
Pregnancy |
| Prescription |
An order from a doctor for medication
|
Room and board
|
Room and food
|
| Referral |
A form required to see special doctors
|
| Submitted |
Given to insurance or doctor
|
Nurse Practitioner
|
A nurse who asks questions at the doctor's office or hospital. Nurse practitioners are able to treat basic injuries or illnesses and able to prescribe medicines.
|
Walk-in
|
You can come to an office or clinic without an appointment
|
In Network
|
Doctors in the network of your insurance. 90% of the cost is paid by your insurance.
|
Out-of-Network
|
Doctors out of the network of your insurance. 70% of the cost is covered by your insurance.
|