ELC Student Health Insurance
All students must have valid health insurance for the entire length of their time of study at Drexel ELC.
ELC students must use the health insurance policy arranged by Drexel ELC. Use of international or other insurance plans is NOT permitted. Only government-sponsored students may waive this requirement upon presentation of a valid financial guarantee from the sponsor.
Drexel ELC Health Insurance Rates 2018-2019
PPO Plan, Unlimited maximum benefit for students
Costs are subject to change.
| TERM |
Term Length
|
Insurance Start Date
|
Insurance End Date
|
Cost |
FALL 2018
|
Full term
|
09/19/2018
|
01/04/2019 |
$630 |
Half term
|
09/19/2018 |
11/04/2018 |
$297 |
WINTER 2019
|
Full term |
01/05/2019
|
03/29/2019 |
$500 |
Half term
|
01/05/2019 |
02/17/2019 |
$280 |
SPRING 2019
|
Full term
|
03/30/2019 |
06/21/2019 |
$500 |
Half term
|
03/30/2019 |
05/12/2019 |
$280 |
SUMMER 2019
|
Full term
|
06/22/2019 |
09/21/2019 |
$543 |
1st Half term
|
06/22/2019
|
07/26/2019 |
$231 |
2nd Half term
|
07/24/2019 |
09/21/2019 |
$368 |
Health Insurance is very confusing, even for Americans! If you need help, please go to the ELC Front Desk.
| Covered |
Services paid by insurance
|
| Dependents |
Children in family
|
| Co-pay |
Payment required when you go to the doctor
|
| Deductible |
Amount you have to pay before the insurance pays
|
| Waived |
Not required
|
| Reimbursements |
Money that is returned
|
| Maternity |
Pregnancy |
| Prescription |
Order from a doctor for medication
|
Room and board
|
Room and food
|
| Referral |
Form required to see special doctors
|
| Submitted |
Given to insurance or doctor
|
Nurse Practitioner
|
A nurse who asks questions at the doctors office or hospital
|
Walk-in
|
Can come to office or clinic without an appointment
|
In Network
|
Doctors in the network of your insurance. Cost is 100% by insurance
|
Out-of-Network
|
Doctors out of the network of your insurance. Cost is 80% covered by insurance
|
Find an In-Network Doctor