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ELC Student Health Insurance

All students must have valid health insurance for the entire length of their time of study at Drexel ELC.

ELC students are provided with a health insurance policy arranged by Drexel ELC.

Drexel ELC Health Insurance Rates 2018-2019

PPO Plan, Unlimited maximum benefit for students

Costs are subject to change.
TERM  Term Length
Insurance Start Date
Insurance End Date
Cost
 FALL 2018
Full term
09/19/2018
01/04/2019 $630
Half term
09/19/2018 11/04/2018 $297
 WINTER 2019
Full term 01/05/2019
03/29/2019 $480
Half term
01/05/2019 02/17/2019 $260
 SPRING 2019
Full term
03/30/2019 06/21/2019 $502
Half term
03/30/2019 05/12/2019 $260
SUMMER 2019
Full term
06/22/2019 09/18/2019 $507
1st Half term
06/22/2019
08/06/2019 $271
2nd Half term
07/24/2019 09/18/2019 $332

Health Insurance is very confusing, even for Americans! If you need help, please go to the ELC Front Desk.

We have put together a chart of vocabulary words and phrases to help you understand your policy.

Covered Services paid by insurance
Dependents Your children or your spouse (wife/husband)
Co-pay Payment required when you go to the doctor or hospital, or when you fill a prescription at the pharmacy.
Deductible Amount you have to pay before the insurance pays
Waived Not required
Reimbursements Money that is returned or repaid to you by the insurance company after they process your claim.
Maternity Pregnancy
Prescription An order from a doctor for medication
Room and board
Room and food
Referral A form required to see special doctors
Submitted Given to insurance or doctor
Nurse Practitioner
A nurse who asks questions at the doctor's office or hospital. Nurse practitioners are able to treat basic injuries or illnesses and able to prescribe medicines.
Walk-in
You can come to an office or clinic without an appointment
In Network
Doctors in the network of your insurance. 90% of the cost is paid by your insurance.
Out-of-Network
Doctors out of the network of your insurance. 70% of the cost is covered by your insurance.

For complete information about your Drexel ELC health insurance benefits, please go to: https://consolidatedhealthplan.com/group/709/home.

Find an In-Network Doctor