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Core Benefits

Drexel University provides a number of core benefits to its employees. The summary below describes the benefits paid entirely by the University to eligible full-time faculty and professional staff and their eligible dependents.

Core Benefits for Full-Time Employees

Core Benefits for Full- and Part-Time Employees

Basic Life Insurance and Personal Accident Insurance

Basic Life Insurance and Personal Accident Insurance are provided in amounts equal to two times your annual salary to a maximum benefit of $500,000, proof of insurability not required.

For Basic Life Insurance, if the volume of your life insurance exceeds $50,000, you have the option of limiting your coverage to $50,000 in order to avoid imputed income.  If you later decide you would like to elect two times your annual salary, you will then be required to show proof of insurability.

What is imputed income?  Currently, the Internal Revenue Service (IRS) says that if an employee receives employer-paid life insurance over $50,000, the value of the coverage is “imputed income” and is taxable.  The amount of your imputed income depends on the amount of excess of $50,000 and your age. Imputed income increases your taxable gross income for federal and state income taxes as well as for FICA (Social Security and Medicare) taxes withheld from your paycheck.  Your imputed income is reported on your annual W-2 Form, which you file with the IRS each year.  For additional information concerning imputed income, please visit the IRS’s website.


Long-Term Disability Coverage

This program provides long-term disability coverage that is equal to 60 percent of your monthly salary following completion of a 90-day elimination period. This program carries a monthly maximum benefit of $20,000. The reimbursement for this benefit will be paid as a credit to your benefit deductions. This reimbursement will display in the deductions section of your pay stub with the new description "Long-term Disability Offset" (LTD Off). If you have any questions or concerns, please contact Payroll at or 215.895.2885.


Tuition Remission

This benefit provides tuition assistance for employees, spouses, and dependent children who study at Drexel University or the Drexel University College of Medicine.  Please note that some programs and schools are not eligible for tuition remission, including the College of Medicine MD Program, the School of Law JD programs, the Executive MBA and MBA Online programs.

All Eligible Employees who plan to use Tuition Remission must submit the application prior to the start of class.  Please review Drexel Quarter Calendar if you are applying after the Fall term, and submit application once accepted to the university or prior to class start date.

Please contact Drexel Central at 215.895.1600 for any student financial account information.

For more information about tuition remission, visit the tuition remission page for Drexel University employees.

Tuition Remission for Family

The employee must submit application by August 1st for the upcoming academic year beginning in the fall. The tuition remission benefit will be applied for the full academic year from October to September. Employees are responsible for submitting a new tuition remission application to allow HR to reconsider your length of service and update your dependents' percentage coverage. Refer to HR Policy-22 for employee and dependent eligibility.


Tuition Exchange

This competitive scholarship program provides tuition assistance for the dependents of up to six full-time faculty and six professional staff (with at least seven consecutive years of full time service) who study at one of the colleges or universities in the Tuition Exchange Program. Scholarships are awarded to those faculty and professional staff members with the most seniority.

For more information about tuition exchange, visit the Tuition Exchange page.


Business Travel Accident Insurance

In the event that you are injured during business travel, this benefit provides an amount equal to one times your annual salary and carries a minimum benefit of $100,000 and a maximum benefit of $500,000.


Health Advocate and Employee Assistance Program

The modern healthcare industry can be difficult and frustrating to navigate, especially when you have a problem. In an effort to assist its employees, Drexel/DUCOM partners with Health Advocate, a group of professionals trained to understand the ins and outs of the healthcare system.  Whether you're having trouble figuring out a hospital bill, understanding your benefits, or finding a doctor, Health Advocate is available to you and your dependents by phone, 24 hours a day, seven days a week.

The Employee Assistance Program and Work/Life Benefits are also handled through Health Advocate. They provide guidance and counseling for faculty, professional staff, and dependents dealing with personal or professional issues.

For more information about the program, read the Health Advocate member brochure [PDF] or the Health Advocate program core features [PDF].

For questions or assistance, call Health Advocate directly at 866.799.2728 or visit the Health Advocate website.

For the Health Advocate Healthcare Help and EAP+Work/Life benefit Monthly Newsletter and Webinar, please visit the Workshops and Seminars page.