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Federal Direct Loan Programs Parents

Parent Direct PLUS Loan

Eligibility Requirements

  • U.S. Citizen or permanent resident
  • Be the parent of a dependent undergraduate student
  • Satisfactory credit history (income to debt ratio is not considered)
 Annual Limit Cost of Attendance minus other financial aid you are receiving
Interest Rate Please see Federal Direct Loan Interest Rates page
Source U.S. Department of Education


Please note that in order to be considered for a Parent PLUS Loan, your parent must apply on-line at